TEFES (Technology Enabled Financial Education in School) Financial literacy defines as “a combination of financial awareness, knowledge, skills, attitude and behaviors necessary to make sound financial decisions and ultimately achieve individual financial well-being.” In recent years, financial literacy has increasingly risen as a key competency and area of focus in development practice. Keeping in view the critical need of financial literacy among students, AIF’s TEFES program aims to tap into this opportunity and build a standardized and scalable implementation model for financial education within government schools serving low-income families in association with Punjab ICT Education Society (Government of Punjab) in 200 schools across 10 districts of Punjab from 2014 to 2016 .
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